NORTH MALÉ ATOLL
Though children are welcome, it's not overrun with little ones... and of course there's the underwater spa.
The Umbar stays open as long as you can stay up, with Martini's that are oh-so-tempting and way too moreish!
The Location: 25 minutes by speedboat from Malé.
The Crowd: A casual yet smart, uber-sleek retreat, heaven for couples.